Education Loan Eligibility Criteria for Studying Abroad

Education loan eligibility for studying abroad typically requires applicants to be Indian citizens aged 18 to 35, with confirmed admission to a recognized foreign institution. Lenders often consider academic performance, particularly for graduate programs, as well as the institution’s ranking. A co-applicant, usually a parent or guardian with stable income, is generally required to provide a credit guarantee. Loan amounts vary based on the course, institution, and repayment capacity, and secured loans may need collateral for larger sums. Additionally, applicants should meet specific income and credit score criteria, which can vary across banks and lenders.

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